August 9, 2011

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Why losing $28K in the stock market doesn’t faze me

“Investors should remember that excitement and expenses are their enemies. And if they insist on trying to time their participation in equities, they should try to be fearful when others are greedy and greedy when others are fearful.” -Warren Buffett This month, my net worth decreased by approximately $28K. There are those who might believe […]

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July 22, 2011

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How I picture retirement

In the book, The Art of Non-Conformity, Chris Guillebeau talks about writing out your idealized, perfect day and taking the steps necessary to achieve it. For me, the perfect day looks a little something like this: I wake up naturally in the morning without the aid of an alarm clock.  I prepare myself a cup […]

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July 3, 2011

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Want to become a millionaire in 20 years? Hang in there for military retirement.

The military has a pension system that can’t be beat. For those of us who hang in there for 20 years, you receive an immediate annuity upon retirement. But exactly how much would you need to have saved in order to pay yourself an equivalent retirement amount? In order to find that out, we need […]

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May 28, 2011

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Defining financial independence one expense at a time

True freedom comes from achieving financial independence. However, it can be hard to define what financial independence actually is. Is it some nebulous number like $1 million? How do you actually know when you’ve become financially independent? There is a simple way of determining this number and it can be done in pieces. When I […]

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February 21, 2011

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Getting Married and Having Children Doesn’t Make You an Adult

I recently read an article on WSJ.com entitled, “Where Have the Good Men Gone?” In it, the author laments the fact that today’s men seem to be stuck in an extended adolescence characterized by actors like Seth Rogen in “Knocked Up”. The men of today are less likely to achieve the milestones that characterize adulthood, […]

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January 15, 2011

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Review of The 4-Hour Body by Tim Ferriss, Part 1: Diet

Some of you may be familiar with Tim Ferriss, author of The 4-Hour Workweek.  For those of you who aren’t, he’s quite an interesting character.  He’s constantly experimenting with life hacking techniques, or getting the maximum results with minimal effort.  That should not be confused with laziness, but achieving the desired effects without unnecessary expenditure […]

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January 9, 2011

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How reading has changed my life

About a year and a half ago, I canceled my cable subscription and gave my TV away.  I had decided that nothing that I was watching had really provided me with anything of substantial value in my life.  In fact, all those hours I had spent in front of it had only taken away time […]

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January 2, 2011

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The importance of developing actual skills

I am a big fan of the blogs Early Retirement Extreme as well as I Will Teach You to be Rich.  The former, written by Jacob Fisker, teaches you how to become financially independent within 5 years by saving 75% to 80% of your income, maximizing the use of your resources, and cutting expenses to […]

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October 28, 2010

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Why your job will never make you happy

There are two fundamental reasons why I believe your full-time job will never make you happy. 1) You are working for a paycheck that you need in order to live in today’s society. 2) You are working on projects and on a timeline (M-F, 9-5) that is important to someone else, not you. When you […]

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October 18, 2010

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“You can afford to eat that” and other things I hate hearing

Most of the time when someone offers me a doughnut or some other type of unhealthy junk food, I’ll politely decline.  It is at that point that they say something along the lines of, “Oh, you’re skinny.  You can afford to eat that.”  This brings to light some underlying, disturbing beliefs that we have as […]

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